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Who Is the Account Holder in an RDSP?

Understanding the Role and Why It Matters Opening a Registered Disability Savings Plan (RDSP) is an important step toward long-term financial security for a person with a disability. One of the very first decisions in this process is choosing the account holder . This choice is more than just a formality—it sets the stage for how the plan will be managed and how effectively it will support the beneficiary’s future. What Does an Account Holder Do? The account holder is respons

Nov 16

Who Can Open and Manage an RDSP? Understanding the Rules, the Options, and the Support Available

The Registered Disability Savings Plan (RDSP) was created with a simple but powerful purpose: to give people with disabilities a way to build long-term financial security—with help from government grants, bonds, and supportive family structures. But one of the most common questions people ask is also one of the most important. Who is actually allowed to open and manage an RDSP? The answer isn’t one-size-fits-all. The rules are designed to make the RDSP accessible while also p

Nov 16